Welcome to Hiraya: Turning Aspirations Into Reality
- Are your insurance payments negatively impacting your cash flow or budget?
- Do you find insurance confusing and overwhelming?
- Want to eliminate the guesswork and better understand what you need?
- We’d love to help discover what insurance you need and what works best for your life right now.
Why Choose Hiraya?
Unparalleled Expertise
Backed by one of Canada’s largest and most trusted companies, Hiraya ensures you’re working with experienced professionals who genuinely care about your well-being.
Client-Centric Approach
Every client’s journey is unique, and so are our strategies. Your goals are our priority, and your success is our success. Whether it’s personal, family, business, or retirement planning, we’re here to guide you.
Savings Without Sacrifice
We specialize in finding cost-effective solutions without compromising on coverage. Show us your current policy, and we’ll work to find one with better coverage at a lower rate. If you decide to switch, we’ll even handle the process of canceling your old policy for you.
Trust and Integrity
At the core of everything we do is trust. We’re dedicated to transparent and ethical financial practices that put your interests first.
Empowerment Through Knowledge
We believe in equipping our clients with the tools and knowledge to make informed financial decisions confidently.
Who We Are
At Hiraya, our name embodies our mission: “the fruit of one’s hopes, dreams, and aspirations.” We are dedicated to empowering individuals, families, and businesses to achieve their financial goals with clarity and confidence. Since our inception, we’ve been committed to providing tailored insurance solutions that make life simpler and more secure.

Integrity
Honest and transparent practices build lasting trust.

Empowerment
Helping clients understand their choices and take control of their financial future.

Excellence
Delivering superior service, strategies, and solutions every time.
For Those Without Insurance or Financial Plans
If you don’t currently have insurance or a financial plan, you might be feeling uncertain about how to protect yourself or your loved ones in the face of unexpected challenges. At Hiraya, we make it simple and stress-free to take the first step.
Peace of Mind
Without insurance, life’s uncertainties can feel overwhelming. We’ll help you build a safety net so you can face the future with confidence.
Customized Planning
Whether you’re just starting out or have delayed creating a financial plan, we’ll design strategies tailored to your unique needs and goals.
Expert Guidance
Our team will walk you through every step, helping you understand your options and ensuring you feel empowered to make informed decisions.
Affordable Solutions
We specialize in finding cost-effective options so that protection and planning fit within your budget, no matter where you’re starting.
With Hiraya, you don’t need to navigate financial planning or insurance decisions alone. Let us
provide the clarity and support you need to secure a brighter, more stable future.
Our solutions don’t hurt your cashflow
We’ve partnered with Canada’s trusted insurance providers to deliver affordable solutions without compromising your cashflow while protecting your family from financial threats caused by death, critical illness or disability.
Solutions We Offer
We provide a wide range of insurance and financial solutions, including:
Travel Insurance: Coverage for unexpected costs like medical emergencies and trip cancellations.
Life & Health Insurance: Protect yourself and your loved ones with comprehensive coverage.
Group and Workplace Benefits: Affordable and convenient coverage for employees or organization members.
Critical Illness Insurance: Financial protection for unexpected health challenges.
Disability and Income Replacement Insurance: Stability when you need it most.
Small Business and Professional Coverage: Secure your business with tailored insurance solutions.
Investment and Retirement Products: Options like mutual funds, annuities, and tax-advantaged savings accounts to build a financially secure future.
Take the First Step
Are you ready to take control of your insurance and finances? Reach out today for a free financial review and let us guide you toward peace of mind. Whether it’s a better policy, lower rates, or clear answers to your questions, we’re here to help.
With Hiraya, your aspirations aren’t just dreams—they’re achievable realities. Contact us now and start your journey toward financial freedom.
Partnerships that empower your business
We’ve developed strong partnerships with over 20 financial service providers who share our dedication to helping independent advisors succeed. Like us, they’re focused on providing valuable advice to their clients to go along with the highest quality insurance and wealth solutions.